Auto Loan and Lease FAQs

Your Most Common Financing Questions Answered in West Plains, MO

Frequently Asked Questions About Auto Loans


How Do I Buy a New or Used Vehicle Online?

Here at our dealership, we understand that many drivers lead busy lives. As such, it can be difficult to find time to visit our dealership in person. That is why all of the tools you need are easily accessible from the comfort of your home. You can see our extensive and diverse selection of new and used models. Additionally, you can explore your financing options, apply for financing online, and utilize our various financing tools. No matter if you are from Willow Springs or Mountain Grove, you can use these online tools.

Is Applying for Financing Online Safe?

Yes! When you apply for financing on our website, you can trust that your information is protected and encrypted. Additionally, this online form allows you to more easily apply for financing, thus expediting your overall financing experience.

Do You Approve All Credit Histories?

Owning a vehicle is a necessity these days. That is true no matter what your credit score looks like. That is why we are proud to work with a wide variety of customers, from a variety of different backgrounds, and with different credit histories. We know that you are not defined solely by your credit history. So, no matter if you are actively building your credit, or just starting, we will work hard to make sure you get a payment plan that works well for your needs.

Is GAP Insurance Important? Should I Get It?

When you buy a car, you need to insure it before you drive it off the lot. The amount your insurance covers could be different than the amount you've financed your vehicle for, though. If your car is ever totaled or stolen, there will be a gap between what's covered and what's not -- and you will be responsible for that gap. However, with GAP insurance, this amount is covered, so you don't need to worry about it.

Is Leasing or Buying a Better Option?

Both of these financing options are good investments. Depending on your budget and your driving habits, one may be a better investment than the other. Leasing, for example, is a better short-term investment. With its low monthly prices, you can trust that the vehicle you buy will be a good match for your wallet. However, buying gives you more freedom -- there are no mileage parameters like there are with leases. However, buying a car also requires you to have your credit checked, and you have to take out an automotive loan. Regardless of your needs and preferences, we will help you find a financing plan that suits your travel needs in West Plains or Thayer.

Can I Estimate the Value of My Trade In Vehicle?

Yes! Many of the people who visit our dealership are looking for a way to trade in or sell their current vehicle. That is why we have an online tool, our Value Your Trade tool, which you can use to estimate the value of your current vehicle. This allows you to adjust your budget prior to visiting our dealership, so you can make the most informed purchasing decision possible.

Do You Have Any New Vehicle Specials?

Yes! You can check out our new vehicle specials on our website. These vehicles come with special prices, giving you the opportunity to invest in a quality model while also enjoying competitive pricing - no matter if you are visiting from Springfield or Mountain Home.

  1. Bayird Dodge Chrysler Jeep Ram FIAT Of West Plains

    2814 Porter Wagoner Blvd
    West Plains, MO 65775-4133

    • Sales: 4145332595
Loading Map...

Get in Touch

  • CONNECT WITH OUR FINANCE DEPARTMENT: 4145332595
  • Monday08:30AM - 07:00PM
  • Tuesday08:30AM - 07:00PM
  • Wednesday08:30AM - 07:00PM
  • Thursday08:30AM - 07:00PM
  • Friday08:30AM - 07:00PM
  • Saturday08:30AM - 05:00PM
  • SundayClosed